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TYPICAL FEES PAID BY THE BUYER

Throughout the process of buying your new home, these are the fees you can typically expect to pay as the buyer:

• Title Insurance Premiums*

• Escrow Fee*

• Notary Fees

• Recording charges for all documents in buyer’s name

• Termite inspection (according to contract)

• Tax Proration (from date of acquisition)

• Homeowner’s Transfer Fee

• All new loan charges (except those required by lender for seller to pay)

• Interest on new loan from date of funding to 30 days prior to first payment

• Assumption/Change of Records fees for take over of existing loan

• Beneficiary Statement Fee for assumption of existing loan

• Inspection Fees (roof, property inspection, geological, etc.)

• City Transfer/Conveyance Tax (according to contract)

• Fire Insurance Premium for the first year

• Notary Fees

• Courier Fees

*These items might not apply to your County. Some counties split their title and escrow fees between the Seller and Buyers.  While some counties, the Sellers are responsible for paying the title insurance (CLTA policy) and escrow fees and the Buyers pay the title insurance (ALTA policy).  Please check with your Fidelity National Title Sales Rep- resentative for this information.

 

 

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